Overview

We know that innovative financing solutions are not one dimensional. We dig deep into each project's details to thoroughly understand your needs and goals. We then structure your financing, write comprehensive credit submissions and present your proposal to targeted lenders. Our clients count on the results - tailored, competitive finance solutions.

Click the steps above to see Innocapital's disciplined approach at unlocking the hidden value in every transaction."



Fact Finding Session
Fact Finding Session
  • Ascertain project objectives
  • Capture financing requirements
  • Identify and obtain supporting documents
Underwrite Project
Underwrite Project
  • Analyze supporting documents to prepare financial models
  • Gather intelligence on current market conditions to articulate reliable valuation
  • Structure financing request based on identified objectives, findings and target lender's policies and guidelines
Secure Exclusive Mandate
Secure Exclusive Mandate
  • Propose financing options and structure to Borrower
  • Strike agreement to act as an exclusive agent on behalf of the Borrower to secure financing
Present Financing Proposal to Lender
Present Financing Proposal to Lender
  • Produce our comprehensive loan submission - our "Dossier" - to articulate the property's inherent value and support the value with relevant details
  • Refine Dossier so lenders easily comprehend project's underwriting analysis
  • Present Dossier to lenders identified as a strategic solution
Present & Negotiate Financing Commitment
Present & Negotiate Financing Commitment
  • Prescreen terms and conditions within lender's commitment letter to anticipate areas of refinement and ensure they meet borrowers financing objectives
  • Analyze commitment to ensure prefunding conditions are achievable according to lender's policies and guidelines
  • Work closely with borrower and lender as required to negotiate the terms of the financing commitment
Manage Prefunding Conditions / Release Funds
Manage Prefunding Conditions / Release Funds
  • Create a timeline for all prefunding conditions and due diligence deliverables
  • Coordinate for the timely delivery of third party reports and reliance letters
  • Compare underwriting leases to tenant estoppels to ensure they satisfy commitment requirements
  • Liaise with solicitors representing both the borrower and the lender
  • Ensure delivery of conditions to meet commitment deadlines for on time funding
Manage Construction Draws
Manage Construction Draws
  • Work closely with lender and quantity surveyor to ensure monthly construction advances are accurate and funded on time
Ongoing File Management
Ongoing File Management
  • Provide ongoing support for full life of the mortgage term